Loan Rates

Current Loan Rates effective: 04/01/2023
Rates are subject to change and are dependent upon credit rating.

New Car, Truck, and Motorcycle Loan Rates

Term APR*
3 Years (36 Months) from 4.75%
4 Years (48 Months) from 5.00%
5 Years (60 Months) from 5.25%
6 Years (72 Months) from 5.50%
7 Years (84 Months) from 5.75%
* Annual Percentage Rate based on excellent credit.

Used Car, Truck, and Motorcycle Loan Rates

Model Years Term APR*
2013 or newer 3 Years (36 Months) from 5.50%
2013 or newer 4 Years (48 Months) from 5.75%
2017 or newer 5 Years (60 Months) from 6.00%
2019 or newer 6 Years (72 Months) from 6.25%
2021 or newer 7 Years (84 Months) from 6.50%
Call us for rates on 2012 or older.
* Annual Percentage Rate based on excellent credit.

Signature Loans - Personal

Term APR*
0 to 24 Months from 8.75%
25 to 48 Months from 9.50%
49 to 60 Months from 10.50%
* Annual Percentage Rate

Boats and RVs

Term APR*
Up to 5 Years from 7.00%
Up to 10 Years from 7.50%
Up to 15 Years from 8.25%
Rates and down payments are based upon credit history.
* Annual Percentage Rate

Home Equity Loans

Term APR*
Up to 5 Years from 6.00%
Up to 10 Years from 6.50%
Up to 15 Years from 7.00%
Rates are based on credit history and loan to value ratio.

Home Equity Line of Credit

Term APR*
Up to 25 Years (loans of 10,000 or more) Prime ‘minus’ -1.00%
Prime is the Wall Street Journal’s published prime rate with a floor of 4.75%.
* Annual Percentage Rate

First Mortgage Loans

Call the office for current rates
30 year, 20 year, 15 year plus ARMs available