Loan Rates

Current Loan Rates effective: 09/24/2023
Rates are subject to change and based on credit rating/history.
Rates are based on automatic payments. Selecting payment by coupon book will add 0.25% to quoted rates.
*APR – Annual Percentage Rate

New Car, Truck, and Motorcycle Loan Rates

Term APR*
12 to 36 Months As low as 5.50%
37 to 48 Months As low as 5.75%
49 to 60 Months As low as 6.00%
61 to 72 Months As low as 6.25%
73 to 84 Months As low as 6.50%

Used Car, Truck, and Motorcycle Loan Rates

Model Years Term APR*
2013 or newer 12 to 36 Months As low as 6.25%
2013 or newer 37 to 48 Months As low as 6.50%
2017 or newer 49 to 60 Months As low as 6.75%
2019 or newer 61 to 72 Months As low as 7.00%
2021 or newer 73 to 84 Months As low as 7.25%

Signature Loans - Personal

Term APR*
0 to 24 Months As low as 8.50%
25 to 48 Months As low as 9.25%
49 to 60 Months As low as 10.25%
Revolving Line-of-Credit As low as 8.99%

New Recreational Vehicles and Boats

Term APR*
12 to 60 Months As low as 7.00%
61 to 120 Months As low as 7.50%
121 to 180 Months As low as 8.25%

Used Recreational Vehicles and Boats

Model Years Term APR*
2010 or newer 12 to 60 Months As low as 8.25%
2015 or newer 61 to 120 Months As low as 8.75%
2020 or newer 121 to 180 Months As low as 9.50%

Home Equity Loans

Loan-to-Value (LTV) Term APR*
85% LTV 36 to 60 Months 6.50%
85% LTV 61 to 120 Months 7.00%
85% LTV 121 to 180 Months 7.50%
90% LTV 36 to 60 Months 6.75%
90% LTV 61 to 120 Months 7.25%
90% LTV 121 to 180 Months 7.75%

Home Equity Line of Credit

Term APR*
10-year draw / 15-year repayment Prime Rate minus 1.00%**
**Prime Rate is the Wall Street Journal’s published prime lending rate. The loan will have a minimum rate (floor) of 4.75%.

First Mortgage Loans

Term APR*
10 to 30 years Call the office for current rates