Loan Rates
Current Loan Rates effective: 10/09/2024
Rates are subject to change and based on credit rating/history.
*APR – Annual Percentage Rate
New Car, Truck, and Motorcycle Loan Rates
Term |
APR* |
12 to 36 Months |
As low as 5.75% |
37 to 48 Months |
As low as 6.00% |
49 to 60 Months |
As low as 6.25% |
61 to 72 Months |
As low as 6.50% |
73 to 84 Months |
As low as 6.75% |
Used Car, Truck, and Motorcycle Loan Rates
Model Years |
Term |
APR* |
2014 or newer |
12 to 36 Months |
As low as 6.50% |
2014 or newer |
37 to 48 Months |
As low as 6.75% |
2018 or newer |
49 to 60 Months |
As low as 7.00% |
2020 or newer |
61 to 72 Months |
As low as 7.25% |
2022 or newer |
73 to 84 Months |
As low as 7.50% |
Signature Loans - Personal
Term |
APR* |
0 to 24 Months |
As low as 8.50% |
25 to 48 Months |
As low as 9.25% |
49 to 60 Months |
As low as 10.25% |
Revolving Line-of-Credit |
As low as 8.99% |
New Recreational Vehicles and Boats
Term |
APR* |
12 to 60 Months |
As low as 7.25% |
61 to 120 Months |
As low as 7.75% |
121 to 180 Months |
As low as 8.50% |
Used Recreational Vehicles and Boats
Model Years |
Term |
APR* |
2011 or newer |
12 to 60 Months |
As low as 8.50% |
2016 or newer |
61 to 120 Months |
As low as 9.00% |
2021 or newer |
121 to 180 Months |
As low as 9.75% |
Home Equity Loans
Loan-to-Value (LTV) |
Term |
APR* |
85% LTV |
36 to 60 Months |
6.50% |
85% LTV |
61 to 120 Months |
7.00% |
85% LTV |
121 to 180 Months |
7.50% |
90% LTV |
36 to 60 Months |
6.75% |
90% LTV |
61 to 120 Months |
7.25% |
90% LTV |
121 to 180 Months |
7.75% |
Home Equity Line of Credit
Term |
APR* |
10-year draw / 15-year repayment |
Prime Rate minus 1.00%** |
**Prime Rate is the Wall Street Journal’s published prime lending rate. The loan will have a minimum rate (floor) of 4.75%. |
First Mortgage Loans
Term |
APR* |
10 to 30 years |
Call the office for current rates |