Loan Rates
Current Loan Rates effective: 04/01/2023
Rates are subject to change and are
dependent upon credit rating.
New Car, Truck, and Motorcycle Loan Rates
| Term |
APR* |
| 3 Years (36 Months) |
from 4.75% |
| 4 Years (48 Months) |
from 5.00% |
| 5 Years (60 Months) |
from 5.25% |
| 6 Years (72 Months) |
from 5.50% |
| 7 Years (84 Months) |
from 5.75% |
| * Annual Percentage Rate based on excellent credit. |
Used Car, Truck, and Motorcycle Loan Rates
|
Model Years |
Term |
APR* |
| 2013 or newer |
3 Years (36 Months) |
from 5.50% |
| 2013 or newer |
4 Years (48 Months) |
from 5.75% |
| 2017 or newer |
5 Years (60 Months) |
from 6.00% |
| 2019 or newer |
6 Years (72 Months) |
from 6.25% |
| 2021 or newer |
7 Years (84 Months) |
from 6.50% |
Call us for rates on 2012 or older.
* Annual Percentage Rate based on excellent credit. |
Signature Loans - Personal
| Term |
APR* |
| 0 to 24 Months |
from 8.75% |
| 25 to 48 Months |
from 9.50% |
| 49 to 60 Months |
from 10.50% |
| * Annual
Percentage Rate |
Boats and RVs
| Term |
APR* |
| Up to 5 Years |
from 7.00% |
| Up to 10 Years |
from 7.50% |
| Up to 15 Years |
from 8.25% |
Rates and down payments are
based upon credit history.
* Annual
Percentage Rate |
Home Equity Loans
| Term |
APR* |
| Up to 5 Years |
from 6.00% |
| Up to 10 Years |
from 6.50% |
| Up to 15 Years |
from 7.00% |
| Rates are based on credit
history and loan to value
ratio. |
Home Equity Line of Credit
| Term |
APR* |
| Up to 25 Years (loans of
10,000 or more) |
Prime ‘minus’ -1.00% |
Prime is the Wall Street
Journal’s published prime
rate with a floor of 4.75%.
* Annual
Percentage Rate |
First Mortgage Loans
| Call the office for current
rates |
| 30 year, 20 year, 15 year
plus ARMs available |
