Loan Rates

Current Loan Rates effective: 04/18/2025
Rates are subject to change and based on credit rating/history.
*APR – Annual Percentage Rate

New Car, Truck, and Motorcycle Loan Rates

Term	APR*
12 to 36 Months	As low as 5.25%
37 to 48 Months	As low as 5.50%
49 to 60 Months	As low as 5.75%
61 to 72 Months	As low as 6.00%
73 to 84 Months	As low as 6.25%

Used Car, Truck, and Motorcycle Loan Rates

Model Years	Term	APR*
2015 or newer	12 to 36 Months	As low as 5.75%
2015 or newer	37 to 48 Months	As low as 6.00%
2019 or newer	49 to 60 Months	As low as 6.25%
2021 or newer	61 to 72 Months	As low as 6.50%
2023 or newer	73 to 84 Months	As low as 6.75%

Signature Loans - Personal

Term	APR*
0 to 24 Months	As low as 8.50%
25 to 48 Months	As low as 9.25%
49 to 60 Months	As low as 10.25%
Revolving Line-of-Credit	As low as 8.99%

New Recreational Vehicles and Boats

Term	APR*
12 to 60 Months	As low as 7.25%
61 to 120 Months	As low as 7.75%
121 to 180 Months	As low as 8.50%

Used Recreational Vehicles and Boats

Model Years	Term	APR*
2012 or newer	12 to 60 Months	As low as 8.50%
2017 or newer	61 to 120 Months	As low as 9.00%
2022 or newer	121 to 180 Months	As low as 9.75%

Home Equity Loans

Loan-to-Value (LTV)	Term	APR*
85% LTV	36 to 60 Months	6.00%
85% LTV	61 to 120 Months	6.50%
85% LTV	121 to 180 Months	7.00%
90% LTV	36 to 60 Months	6.25%
90% LTV	61 to 120 Months	6.75%
90% LTV	121 to 180 Months	7.25%

Home Equity Line of Credit

Term	APR*
10-year draw / 15-year repayment	Prime Rate minus 1.00%**
**Prime Rate is the Wall Street Journal’s published prime lending rate. The loan will have a minimum rate (floor) of 4.75%.

First Mortgage Loans

We partner with Fairway Independent Mortgage Corporation. Click the link below to get more information and contact them today. Please be sure to tell them you are an Ever $ Green Federal Credit Union Member.

Pittsford, NY | Fairway Independent Mortgage Corporation | Branch# 3246-14618-7835