Loan Rates

Current Loan Rates effective: 06/25/2024
Rates are subject to change and based on credit rating/history.
*APR – Annual Percentage Rate

New Car, Truck, and Motorcycle Loan Rates

Term APR*
12 to 36 Months As low as 5.75%
37 to 48 Months As low as 6.00%
49 to 60 Months As low as 6.25%
61 to 72 Months As low as 6.50%
73 to 84 Months As low as 6.75%

Used Car, Truck, and Motorcycle Loan Rates

Model Years Term APR*
2014 or newer 12 to 36 Months As low as 6.50%
2014 or newer 37 to 48 Months As low as 6.75%
2018 or newer 49 to 60 Months As low as 7.00%
2020 or newer 61 to 72 Months As low as 7.25%
2022 or newer 73 to 84 Months As low as 7.50%

Signature Loans - Personal

Term APR*
0 to 24 Months As low as 8.50%
25 to 48 Months As low as 9.25%
49 to 60 Months As low as 10.25%
Revolving Line-of-Credit As low as 8.99%

New Recreational Vehicles and Boats

Term APR*
12 to 60 Months As low as 7.25%
61 to 120 Months As low as 7.75%
121 to 180 Months As low as 8.50%

Used Recreational Vehicles and Boats

Model Years Term APR*
2011 or newer 12 to 60 Months As low as 8.50%
2016 or newer 61 to 120 Months As low as 9.00%
2021 or newer 121 to 180 Months As low as 9.75%

Home Equity Loans

Loan-to-Value (LTV) Term APR*
85% LTV 36 to 60 Months 6.50%
85% LTV 61 to 120 Months 7.00%
85% LTV 121 to 180 Months 7.50%
90% LTV 36 to 60 Months 6.75%
90% LTV 61 to 120 Months 7.25%
90% LTV 121 to 180 Months 7.75%

Home Equity Line of Credit

Term APR*
10-year draw / 15-year repayment Prime Rate minus 1.00%**
**Prime Rate is the Wall Street Journal’s published prime lending rate. The loan will have a minimum rate (floor) of 4.75%.

First Mortgage Loans

Term APR*
10 to 30 years Call the office for current rates