Loan Rates

Current Loan Rates effective: 11/29/2021
Rates are subject to change and are dependent upon credit rating.

Auto Loans

Model Years Term APR*
2016 - 2021 3 Years (36 Months) from 2.50%
2016 - 2021 4 Years (48 Months) from 2.75%
2016 - 2021 5 Years (60 Months) from 2.75%
2016 - 2021 6 Years (72 Months) from 3.00%
2016 - 2021 7 Years (84 Months) from 3.75%
2015 and earlier 3 Years (36 Months) from 5.00%
* Annual Percentage Rate

Signature Loans - Personal

Term APR*
0 to 24 Months from 6.00%
25 to 48 Months from 7.50%
49 to 60 Months from 8.25%
* Annual Percentage Rate

Boats and RVs

Term APR*
Up to 5 Years from 5.00%
Up to 10 Years from 5.50%
Up to 15 Years from 7.25%
Rates and down payments are based upon credit history.
* Annual Percentage Rate

Home Equity Loans

Term APR*
Up to 5 Years from 2.75%
Up to 10 Years from 3.00%
Up to 15 Years from 3.50%
Rates are based on credit history and loan to value ratio.

Home Equity Line of Credit

Term APR*
Up to 25 Years (loans of 10,000 or more) Prime ‘minus’ -1.00%
Prime is the Wall Street Journal’s published prime rate with a floor of 4.75%.
* Annual Percentage Rate

First Mortgage Loans

Call the office for current rates
30 year, 20 year, 15 year plus ARMs available